How these terms apply
These terms apply when you open an account, accept a notice, or use any page that points back to this contract. In India, the wording around access, payment references, and account actions is read together with local law, and the local rule controls if there is
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a conflict. When we mention UPI, Paytm, or PhonePe, we are naming the methods that may appear in your account flow; that mention does not remove verification, record checks, or any limit that law requires. We may update these terms when our process changes, when a
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legal duty changes, or when a security issue needs a clearer rule. The version shown to you at the time of use is the one that applies to that session unless a later notice says otherwise.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.